Credit Report and Identity Theft
Time to check your credit reports?
Check your credit reports from the three main consumer credit reporting agencies.
A lot of people don’t understand the seriousness of taking the necessary precautions to prevent identity theft or fraudulent charges on their credit report,
The federal government passed a law that all credit reporting agencies provide one free credit report per year, per person. So it won’t cost a thing to access your credit report./
Once you receive your report, you
can check for I.D. theft as well as bills that aren't yours.. So, if they have suspicious charges on their report they can take appropriate action as soon as possible.
Obtaining and carefully checking your credit report with safeguard you
from identity theft .
You
should obtain a credit report
once a year to check for possible identity theftt and accuracy of your purchases.
Your credit score
will effect interest rates and even qualifying for loans, so don't be embaressed by a faulty score when obtaining a loan.
The three national credit bureaus are Equifax, TransUnion and Experian.
Each produce the same numerical credit report score.
To obtain a copy of your credit report, you must provide the following in writing:
1) Full name, including any previous names
2) Current address
3) Previous address (if needed for five-year credit history)
4) Social Security number
5) Date of birth
6) Signature.
Remember, you are entitled to a free credit report
once a year.
Be vigilient, check for identity theft and inaccurate reporting.
Your credit report effects you in many ways, don't become an identity
theft statistic..
Exceptions To The Rule
Direct Answers - Column for the week of March 29, 2004Yesterday I turned 48, and she just turned 21.
Uh-oh, I can hear the gears turning in your heads already.
She will graduate from university in England in June with a degree in psychology, and we have discussed her coming to live here with me in the States.
So far she's come once, for a week, against her parents' better judgment.
That's another story.
I've been to see her twice, a week each time.We are unbelievably content when we are together.
It's as if we've been together all along.
When I look at her, I don't see "21," I see a woman I am completely crazy about.
When she holds my hand, my heart races.At first I'm sure it was the novelty of the situation.
She was enthralled with the spoilings and attention of an older man, although she's never asked me for anything.
I was completely enraptured with the concept that a woman such as she would be...
Exceptions To The Rule
Student loans > Exceptions To The Rule
Glory Beyond the Gridiron
(ContentDesk) July 13, 2004 -- Foregoing the National Football League, Darius returns to school his senior year, determined to win the Elvin Schumacher Award.
The award can only be given to one student-athlete per year, and to qualify, he/she must achieve three things: (1) be named First Team All-America in his/her sport, (2) graduate Summa Cum Laude, and (3) win the National Leadership Award, given to only twenty students per year by the President.
The award does not have to be given every year, and the last time someone received the award was over twenty years prior to Darius' return.
In pursuit of this venture, Darius faces limitless temptation, as well as those whose only goal is to try to pull him backward.Grime and Glory was written by Emeka Onyejekwe, a law student at New York University School of Law in the Class of 2006, and a former Ohio State University football player.
As a former scholar-athlete, Onyejekwe gives an insider perspective...
Student loans > Glory Beyond the Gridiron
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